August Investment Comments

Through mid-July, the S&P 500 is up nearly 5%, a respectable start following 2017’s strong performance.  The move higher has come despite what appears to be slowing, but still solid, global growth and concerns surrounding trade.  President Trump recently proposed tariffs on $200 billion in Chinese goods after Beijing responded […]


Retirement Savings vs. Education Savings

In most households, retirement and college savings are at the top of the priority list of financial plans.  Many parents ask if it is possible to pay for their kids’ college education and still afford to retire comfortably.  Conventional wisdom tells parents to prioritize their retirement savings before helping their […]


July Investment Comments

The S&P 500 mostly sputtered through the first five months of 2018, but a strong start to June has pushed its year-to-date performance up to +5.5%.  Renewed volatility has made this year’s gains feel hard-earned, even grueling.  It is somewhat difficult to believe that we are currently on pace for […]


Advantage Gambling

Sports gambling is a hot topic right now.  On May 14, by a 6-3 decision, the Supreme Court overturned a federal law that effectively outlawed most sports gambling.  The law included a few exceptions, the broadest being granted to Nevada. New Jersey, the home of Atlantic City, challenged the law […]


June Investment Comments

Investors in 2018 haven’t had much to cheer about.  The stock market is about flat.  The resumption of normal volatility seems abnormal because prior years were so placid in comparison.  Normally investors can seek relief in the bond market, but with both the Federal Reserve and a stronger economy pushing […]


May Investment Comments

To date, one could make the case that the return of volatility is the market story of the year.  The Cboe Volatility Index, or VIX, spiked in February to a high of 50 before settling in at a level below 20. Despite the February surge, the current level of the […]


Tax Law Changes that May Affect You

  Single Filers Old Law   New Law Tax Bracket Taxable Income   Tax Bracket Taxable Income 10% Up to $9,325 10% Up to $9,525 15% $9,326 – $37,950 12% $9,526 – $38,700 25% $37,951 – $91,900 22% $38,701 – $82,500 28% $91,901 – $191,650 24% $82,501 – $157,500 33% […]


April Investment Comments

Stock investors as a group seem like a bunch of manic depressives, present company excluded of course.  We worry when the economy doesn’t grow much because recessions accompany bear markets and we certainly don’t like those.  But we also fret when the economy does too well because that could result […]